About Me,
I was born in Quonset Point, Rhode Island. My father was a Navy Pilot, and in 1963, he was transfered to Monterey, California to teach Aviation Safety at Naval Post Graduate School. The Monterey Bay area was a great place to grow up. The West Coast is the best coast!

In 1973, I graduated high school and started college. In 1977, I met and married my wife Deborah, put on a suit and tie, and went to work as an agent for Prudential Insurance Company. In 1979, my wife got a great job offer, so we moved from the Monterey Bay area to San Jose, where I started my real estate career as a property manager. In 1984, our daughter Pearl was born and in 1987, our son Max was born. While managing rental properties, many tenants wanted to become homeowners, so in 1988, I got my California Department of Real Estate
sales license to help them with that goal. As a new Realtor, I found financing is the first step in shopping for a home, so in 1989, I completed my first of many programs in real estate finance and loan officer training. I've done mortgage loan origination exclusively since 2000. In 2016, we completed a major remodel of our forever home and moved back to the Monterey Bay area to Oak Hills.


C2 Financial Corporation is the largest mortgage brokerage in the country. We originate mortgage loans for over 100 lenders, and I shop them all to find the most competitive mortgage loan for you. 
Mortgage Questions? We Can Help! Contact me today